Božidar Pavlović
Partner at AYMO Ventures; 20+ year banking and payments executive turned fintech operator and VC.
Božidar Pavlović is a Partner at AYMO Ventures, the Zagreb-based venture capital firm (est. 2025) investing across Croatia and Southeast Europe. A Croatian electrical engineer by training, he spent over two decades in senior banking and payments roles, including card-operations implementation at PBZ (Intesa Sanpaolo), IT Director at American Express, the Management Board of Intesa Sanpaolo Card, and CEO of Erste Group Card Processor. He later moved into fintech operations as COO/CTO of Oradian, a core-banking software provider for emerging-market microfinance institutions, before joining AYMO Ventures. He also mentors at incubators such as BIRD Incubator and has helped with Cro Startup, Croatia's startup association. Within AYMO's sector-agnostic mandate he favors hardware, cybersecurity, and quantum computing deals.
Overview
- Role
- Partner
- Based in
- Zagreb, Croatia
- Prior experience
- PBZ (Intesa Sanpaolo); American Express; Intesa Sanpaolo Card / Nexi Croatia; Erste Group Card Processor; Oradian
- www.linkedin.com/in/bpavlovic/
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Frequently asked
- Who is Božidar Pavlović?
- Božidar Pavlović is a Partner at AYMO Ventures, the Zagreb-based venture capital firm (est. 2025) investing across Croatia and Southeast Europe. A Croatian electrical engineer by training, he spent over two decades in senior banking and payments roles, including card-operations implementation at PBZ (Intesa Sanpaolo), IT Director at American Express, the Management Board of Intesa Sanpaolo Card, and CEO of Erste Group Card Processor. He later moved into fintech operations as COO/CTO of Oradian, a core-banking software provider for emerging-market microfinance institutions, before joining AYMO Ventures. He also mentors at incubators such as BIRD Incubator and has helped with Cro Startup, Croatia's startup association. Within AYMO's sector-agnostic mandate he favors hardware, cybersecurity, and quantum computing deals.
- What is Božidar Pavlović's role?
- Božidar Pavlović is Partner, based in Zagreb, Croatia.
- Where did Božidar Pavlović work before?
- Božidar Pavlović's prior roles include PBZ (Intesa Sanpaolo); American Express; Intesa Sanpaolo Card / Nexi Croatia; Erste Group Card Processor; Oradian.
Tags
Sources & citations4
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Pavlović led implementation of card operations at PBZ in the late 1990s, was IT Director at American Express, Management Board Member at Intesa Sanpaolo Card/Nexi Croatia, and CEO of Erste Group Card Processor before becoming COO/CTO of fintech Oradian
AI2FUTURE: Božidar Pavlović - AI2FUTUREReported2026-08-11 - 3
Pavlović describes AYMO's investment strategy as opportunistic and sector-agnostic given Croatia's small market, and personally favors hardware and cybersecurity startups
Netokracija: AYMO fond i akcelerator osigurali 52 milijuna eura, prve investicije do kraja godineVerified2026-08-11 - 4
Pavlović named alongside Silvije Radišić and Nikola Livaković as a co-founder of AYMO Ventures, with a background in IPOs and M&A
Telegram.hr: AYMO Ventures ulaže 52 milijuna eura u startupe u Hrvatskoj i regijiReported2026-08-11